Blog - Heroes San Diego

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05/May/2021

Heroes San Diego has grown to be San Diego’s #1 Resource & Savings Program in a community-minded effort to provide educational seminars, webinars and rebates for Heroes who are buying and selling a home. As seen on FOX and Lifestyles of San Diego. We help Heroes obtain rebates when buying and selling a home. Qualifying Heroes include Active Military, Reserve, Veterans, Retired Military, Firefighters, Law Enforcement, Border Patrol, Doctors, Nurses, Healthcare Workers, and Teachers. Now that we have expanded Nationwide, all Heroes will have access to our services, all across the U.S.

Founder of Heroes San Diego, Johnny Perez, an active Real Estate Broker for over 19 years noticed the lack of education in the real estate field for consumers. He heard and witnessed first hand too many stories of Heroes getting taken advantage of and put in the wrong loan programs. With all the myths and misconceptions in buying and selling a home he felt it was necessary to create a program that would provide FREE workshops, webinars and seminars while giving back to the community of Heroes by way of savings and rebates. This is why Heroes San Diego was created.

Founder Johnny Perez

Johnny is originally from CA and grew up in the Inland Empire, Southern CA. He has been actively selling real estate for the past 19 years. He has served on numerous non-profit boards and helps local charities. Johnny’s hobbies include golf, snowboarding sailing and traveling!

Mr. Perez also travels to do speaking engagements and is a great host. He has interviewed CEO’s of major Fortune 500 companies that include Robert Refkin, Ryan Schneider, Ryan Gorman, Celebrities from Tim Storey, Troy McClain to the Altman Brothers Josh and Matt Altman from Bravo TV Million Dollar Listing LA, Jordan Cohan NBA celebrity real estate agent and the New York billionaire real estate agent Dolly Lenz. Johnny enjoys giving seminars and teaching others how to build generational wealth through real estate. He also has been featured on FOX, Lifestyles of San Diego and the San Diego Tribune.

Rebates

Johnny says in 2020 he was able to give away over $75,000 in Rebates to Heroes to who purchased homes. That’s $75,000 of commission given away, the largest amount given from any Real Estate Broker. Did you know the rebate is tax free? Learn more about our rebate here!

We encourage you to learn how to build wealth through real estate and achieve the ‘American Dream’ of Homeownership. We are here to help you through the journey of buying and selling your home.

Buying a home

There are many advantages to buying a home. Owning your own property, stability and emotional security, and pride of ownership are just a few examples. It is also a smart investment in yourself. Most people have the goal of purchasing a home. Don’t know where to get started? The idea of purchasing a home is too stressful? We are here to help and assist those that are unsure, and need our guidance. Heroes San Diego will be there for you from the first day, to the last. If you decide to sell your home or purchase another one, we are here to help with that too! Our round-the-clock service takes the weight off your shoulders, and makes things easy.

Heroes San Diego wants to give back to our community of Heroes and Say Thank YOU. In this day in age, having a home can be cheaper or the same price as paying rent! It is very fulfilling to see the happiness it brings a family, individual, or couple when they purchase their first home. Now that you have learned a bit more about the Founder of Heroes San Diego, maybe you will feel confident in working together!

Mr. Perez is excited to now announce the expansion of HSD. HSD is now a nationwide program. You can take the program with you to any city or state. He encourages you to join one of our free webinars and learn how to become a homeowner. Sign up for our free Webinars today!

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Tess Pitzer

28/Apr/2021

Are you relocating out of San Diego, CA and wondering if Heroes San Diego will be able to assist you? Or, are you located somewhere else, and in need of our services? We are excited to announce that we have expanded and Heroes San Diego is Nationwide! This means that all Heroes will have access to our FREE webinars, seminars, and rebate programs all across the U.S.

If you are relocating anywhere in the U.S. and have questions pertaining to your VA Benefits and how to access them, we can help! One of the best ways to combat the stress of moving is to plan everything out. Preparing for every step of the way is very important. That’s where we come in!

Deployed or PCS to San Diego?

Deployment and Permanent Change of Station brings challenges that are unique to military life. Are you relocating to San Diego? We can help you relocate with our Concierge relocation. We still offer our online Military and Veterans VA Homebuyer webinar that you can access and watch from anywhere in the U.S. Heroes San Diego is here to help service members and their families face financial trials head-on and save money.

Difficulties relocating & how we help

Moving and relocating can be very stressful. We make it easier on you, by taking you through a step by step process on how we will assist you. From selling your old home (or renting it out), to buying a new one, we will have you moving in- in no time! Being able to access our webinars from anywhere in the U.S. makes it easy, and you don’t even need to leave your house! Our team will offer 24/7 service to you, and answer any questions or concerns that you may have. We will pair you with a top producing and trustworthy Real Estate Agent in the city or town you are moving to.

Our Rebate Program

On average, our rebate program gives back $2,500.00 per transaction! We gave heroes over $75,000 in 2020! The rebate money is tax free, and can be used to pay closing costs, buy down your interest rate, or pay off debt. You can even use the rebate in a different city! No red tape or sign up fee!

Now that Heroes San Diego is Nationwide, we will partner you up with an experienced VA Real Estate Agent. This agent will be in the city where you are relocating. Working with a top producing agent- someone that is well versed with the VA process is extremely helpful. Experience in Real Estate is very important too! In most cases, our agents we refer you to are actually retired military or veterans. We take the “guess” work out, and make relocation a little bit easier, only matching you with the most suitable agent.

You can sign up for our online webinars or seminars on our website www.heroessandiego.com . View our Facebook, Instagram, or YouTube to see more of what we are all about! We look forward to helping you relocate!

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Tess Pitzer

20/Apr/2021

Why choose Heroes San Diego? Firstly, Heroes San Diego is San Diego’s #1 resource, educational and savings program. Secondly, we are dedicated to providing education through workshops, webinars and seminars. Thirdly, we help Heroes obtain rebates when buying and selling a home. Qualifying Heroes include Active Military, Reserve, Veterans, Retired Military, Firefighters, Law Enforcement, Border Patrol, Doctors, Nurses, Healthcare Workers, and Teachers. Today we will be discussing the VA Homebuyer Webinar and rebate program.

Why Choose Heroes San Diego?

Heroes San Diego has grown to be San Diego’s #1 resource and savings program. In a community-minded effort, we provide educational seminars, webinars and rebates for Heroes who are buying and selling a home. Heroes San Diego founder, Johnny Perez, an active Real Estate Broker for over 18 years noticed the lack of education in the real estate field for consumers. For example, he witnessed first hand Heroes getting taken advantage of and placed in the wrong loan programs. With all the myths and misconceptions in buying and selling a home he felt it was necessary to create a program that would provide FREE workshops, webinars and seminars while giving back to the community of Heroes by way of savings and rebates. Besides, why wouldn’t you want to sign up for this supportive program?

This is Why Heroes San Diego was created. We encourage you to learn how to build wealth through real estate and achieve the American Dream of homeownership. We are here to help you through the journey of buying and selling your home.

Rebate Program

We want to give back to our community of Heroes and Say Thank YOU. On average our Rebate gives back $2500.00 per transaction and we are happy to announce that we gave Heroes over $75,000 in 2020. This is tax free money that can be used to pay closing costs, buy down your interest rate or pay off debt. There is no red tape or sign up fee.

Our Heroes

You will see in the photos that we have featured different families who have worked with us to achieve buying a home. These happy and hardworking families were able to learn from us, and utilize our resources to efficiently reach their goal.

VA Homebuyer Webinar

Now, most importantly… why choose Heroes San Diego? The list is endless! Try us out by signing up for our free Webinars / Seminars. You can sign up for the VA Homebuyer Webinar and attend live via zoom every Wednesday at 6pm. You can also visit our blog post on Heroes VA Homebuyer Webinar, to see more details on what the webinar is all about.

Heroes San Diego is now a nationwide program and you can use our program in any state across the US.

Join us for our free homebuyer webinars and for all Military Active, Retired and Veterans join us Wednesday at 6pm for the VA Homebuyer live Zoom Webinar. Learn how to utilize your VA benefits to purchase a home with Zero down and qualify using your BAH.

Learn more at www.heroessandiego.com and please like us on Facebook and follow us on Instagram @heroessandiego. Tell a friend!

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Tess Pitzer

13/Apr/2021

We would like to congratulate our recent closing on a Military couple that purchased a home using their VA benefits. The happy couple attended our weekly VA Homebuyer Webinar, and immediately got qualified! They were paired with the Johnny Perez team from Compass, and found the perfect home soon after. Each of them used their entitlements and purchased their dream home together, how cool is that? But get this, their mortgage payment is actually cheaper than rent!

Rebate

This couple received the Heroes San Diego Rebate in the amount of $2520.00 which they used to pay closing costs. They took advantage of the low interest rates and are now homeowners.

Benefits of buying a home

-Owning your own piece of property

Instead of paying rent each month that is going to your landlord, now your monthly mortgage payment is going towards something that is benefitting YOU in the long term.

-Stability and emotional security

Are you tired of negligent or unpleasant landlords? Or what about worrying that your rent will increase, or the property you live in will one day be sold? Well, owning your own home means that you can live in this house as long as you please and you are in charge.

-Pride of ownership

Tearing out walls, installing new appliances, or even painting the walls whatever color you really want! You are in charge of the renovations, remodeling and interior design style that you have always dreamed of.

-Putting down roots in a community

Homeownership gives you and your family a sense of stability and security. It’s an investment in your future, equity that will grow with you the longer you are in the home. As a homeowner, you get to know your neighbors, meet potential babysitters, and have neighborhood BBQs together. Heroes San Diego will make sure to find you your dream home, in a great neighborhood.

-House prices tend to rise over time

A home is one of the best investments that you can make! Home prices in the U.S. have risen three percent to six percent a year, for the past 20 years. This trend is very likely to continue. Buying a home now will be putting your capital in a safe investment where it is likely to grow.

-The ability to deduct the interest you pay on your mortgage, from your taxable income

New homeowners with recent home loans tend to get the greatest tax benefits. The newer the mortgage, the higher the interest payment will be each month. This means, greater tax breaks. Real estate taxes are deductible, providing wonderful benefits to the homeowner. Homeowners often find that owning a home costs substantially less than renting a home.

These are just a few of the benefits of owning a home! Feel free to join us every Wednesday at 6pm live for our Military & Veterans VA Homebuyer webinar. You will learn how to utilize your VA loan benefits, and become a homeowner today! Now that you know about our recent Military couple that purchased a home, you can do it too!

Our program is now offered nationwide. If you are relocating out of San Diego, you can take the Heroes San Diego Rebate with you. We will pair you with a real estate agent in the area you are looking for.
Homeownership brings many responsibilities, and it’s wise to make sure you are ready for it before you buy for the first time.
Heroes San Diego is here to help, and answer any questions or concerns you may have.

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Tess Pitzer

06/Apr/2021

Heroes San Diego is your go-to resource for buying or selling a house. We assist all different types of heroes whether it be military personnel, veterans, firefighters, nurses or health care workers, teachers and more! Heroes San Diego is here to help you for FREE! All you need to do is sign up for our webinars or seminars and begin! Today, I will be discussing the Heroes VA Homebuyer webinar that is live via zoom Wednesday’s at 6 pm every week. During this webinar, we focus on the basics of loans, misconceptions and misguidance, getting qualified, and our programs benefits!

VA Loan Basics

Here is a little breakdown on the possible loans to qualify for and their differences.

An FHA loan is a US Federal Housing Administration mortgage insurance backed mortgage loan that is provided by an FHA-approved lender. This loan is a type of federal assistance. If you qualify for this loan, you will be putting down 3.5 %.

A conventional loan is a type of mortgage loan that is not insured or guaranteed by the government. Instead, the loan is backed by private lenders, and its insurance is usually paid by the borrower. FHA loans allow lower credit scores than conventional mortgages do, and are easier to qualify for compared to a conventional loan.

Now, a VA loan is a loan issued by private lenders, and partially backed or guaranteed by the Department of Veterans Affairs (VA). This is a $0-down mortgage option that you can use to purchase a property as your primary residence, or refinance an existing mortgage.

You probably already have many different questions, like what are the requirements? What can I buy with these loans? How much can I spend? This will all be answered in our webinar that is live via zoom every Wednesday at 6pm!

Misconceptions

There are many myths and misconceptions with purchasing a home, and using a VA loan. We are here to bust those myths and guide you with the correct information. During the webinar, you will be given a list of the most popular “myths” in a question & answer form. This really helps paint the picture for you, and may even come off as easier than you had initially thought.

Getting Qualified

This is a big part of your check list in order to be able to purchase a home!

Eligibility
Application
Financials
Tax Returns
Proof of Funds for Closing Costs
Copy of ID
Other items determined case by case

Benefits of this program

Up to 20% of Heroes San Diego affiliates gross purchase commission to be used in escrow towards closing costs when buying a home through the services of Johnny Perez-Founder of Heroes San Diego. Our full time professionals are here to assist you. There are nationwide concierge services to all VA clients looking to buy, sell, relocate, lease, or lease your home when receiving orders or relocating. What’s the catch?! Nothing, our services are FREE to all buyers. You will even get a rebate check upon receiving your keys!

We are looking forward to seeing and meeting new faces! Heroes San Diegos #1 priority is to get our Heroes homes. Now a days, paying a mortgage can be cheaper than paying rent! If this is something that interests you, sign up to join us on Wednesdays at 6pm for our Heroes VA homebuyer webinar.

Tess Pitzer

30/Mar/2021

One of the most common occurrences is when an active military member has a Permanent Change of Station, and needs to relocate. Sometimes, it can be difficult to sell their current home. Home owners fancy the idea of using their current home as a rental property, and purchasing a second home in the new location. Although you cannot purchase a home under a VA loan with this intent, it is possible to purchase with a VA loan, then live in the property for a long time, and then eventually rent it out to others when relocating. Now, can you have multiple homes using your VA loan? The answer is yes! Today’s post will include how and why you may qualify for this, major considerations, entitlement, and one of our recent closings with a family that just bought their second home using a VA loan.

Entitlement

The VA backs a portion of every loan. This backing is known as a guaranty and is reflected in a dollar amount called “entitlement”. Now, VA buyers with their full VA loan entitlement can borrow as much as a lender is willing to lend, without the need for a down payment. Those with decreasing entitlement (whether it’s due to one or more active VA loans or previous default on a VA loan) may need to factor in a down payment when this time comes.
There are many more details regarding entitlement, and that is something that Heroes San Diego will be able to assist you with!

Rental Income

Having two VA loans at the same time can be a challenge because you will need to be able to afford two mortgage payments. Borrowers planning to rent out their old home may be able to use that pending income to basically cancel out the old mortgage payment. Typically, lenders will treat this as an “offset” rather than an effective income.
Some things that may help you get in the right place to receive a second VA loan is if you have your new tenants signed into a 12- month lease. Then, if you are able to document their security deposit in your bank account. Last, you are not leasing the home to a family member.

Occupancy Requirements

Remember, this program is focused on assisting veterans and service members to purchase primary residences. There are occupancy requirements as far as purchasing a home that you will live in as your primary residence. You should probably be ready to move into this new home within 2 months of closing. Sometimes there are exceptions with the occupancy requirements. It really depends on your circumstances. These are details to be aware of, that we will discuss more in depth in our seminars.

Family purchases their second home with a VA loan

A disabled military family purchased their second home using their VA benefits. As a disabled Vet, HSD notified hime that the VA funding fee would be waived. This saved him thousands of dollars when purchasing their new home. They attended our Active Military and Veterans VA Homebuyer webinar to learn about the VA loan process. Fortunately, they qualified and found their dream home all within 45 days! Not only this, but they also qualified for the Heroes San Diego rebate in which they received $3,200.00! This helped them pay their closing costs. Not only a huge savings, but also purchasing a home today is cheaper than paying rent!

Congratulations to our local Heroes on the purchase of their new home.

Can you have multiple homes using your VA loan? Yes!

Sign up for our free VA Homebuyer webinars, every Wednesday at 6pm. You can see our YouTube videos on our closures, and follow us on Facebook and Instagram @heroessandiego

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Tess Pitzer

23/Mar/2021

Heroes San Diego is San Diego’s number 1 resource, educational and savings program. We provide workshops, seminars and webinars that provide education for heroes in regards to buying or selling a home. With our assistance, we have been able to help many different heroes achieve their goals and the results are outstanding! Heroes include Active Military, Reserve, Veterans, Retired Military, Firefighters, Law Enforcement, Border Patrol, Doctors, Nurses, Healthcare workers and Teachers. Now as a nationwide program, with our heroes educational and savings program, we have expanded into helping our heroes all across America and would like to help you too!

What does the program entail and what do I learn?

Whether you are purchasing a home locally or relocating to another city or state, Heroes San Diego can assist you. Getting deployed? We will help you sell or lease your current home. Depending on the type of Hero that you are, will determine the program that you are in. It is incredibly important to know what you can afford when buying a home, what type of down payment you are budgeting for, monthly mortgage payments and the type of loan program you will be using to finance your new property.
HSD’s trusted professionals are here to answer any questions or concerns that you may have! We will also discuss any possible challenges that would complicate the entire process. Purchasing a home has many steps, participants and potential obstacles. With the right team on your side, this can all be overcome!

For example, with military personnel, you will learn how to purchase a home with zero down on a VA loan, learn about our rebate program, how to use your BAH to qualify, what a VA No-No is, and about our Nationwide Relocation service.
This similar type of assistance will relay to all of our heroes, differentiating a little bit depending on which career you are in. You will end up saving thousands of dollars and gain more knowledge than you would have ever expected!

What is the rebate?

HSD rebate gives back on average $2500 per transaction to the hero when purchasing a home. This is our way of giving back and saying thank you for your service and protecting our great Nation.
Sounds pretty great, right?

Does it cost anything to sign up?

There is absolutely no cost to you and no strings attached! This service is being provided to our Heroes and something that you deserve. We recommend you take advantage of this great opportunity. Our heroes have sacrificed their time to educate, serve, and protect the communities and residents of the United States and it is the least we can do to thank you!

Now that you know a little bit more about our heroes educational and savings program, we would love to assist you! Feel free to contact us, or sign up for one of our webinars or seminars if you are interested in purchasing or selling a home. We are here for you and would love to help.

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Tess Pitzer

16/Mar/2021

Purchasing a home, especially your first home, is a BIG deal! It can be stressful, overwhelming, and intimidating. Sometimes, people may be taken advantage of or simply placed into the wrong loan program. It is very easy to be misguided. Heroes San Diego, is a program dedicated to educating and providing resources to our heroes (Military, law enforcement, firefighters, health care, and teachers). With our free workshops, webinars, and seminars, we encourage you to grow and learn through real estate, so that you too can purchase a home! Below we have listed one of our closings of a young military family that purchased their first home.

How we help you

Depending which type of hero you are, you will attend our educational workshops, seminars, or webinars to help you gain the information that we can provide to you. For example, with our Active Military and Veterans clients, Heroes San Diego will educate you on how to qualify for a VA loan, how to become a homeowner, and how to utilize your VA benefits.

Young Military Family Closing

A young couple along with their dog was on the lookout for their perfect home. When they heard about our services, they decided to attend our VA Homebuyer webinar. The couple stated that this class was very informative and they learned even more with us than talking to their previous realtor and lender. After seeing how helpful and beneficial Heroes San Diego would be for them, they chose to work with us. The man is on active duty in the Military, specifically the Navy. The couple found their “dream home”, and we were able to beat out five other offers.

Now, they are home owners and living their dream, at such a young age! The man was able to utilize his VA benefits to purchase the home with zero percent down, and an extremely low interest rate. His mortgage payment on this home is cheaper than rent! View the video at the bottom of the page to see the happy couple in front of their new home!

Rebate

Johnny Perez is the Founder of Heroes San Diego as well as an active Real Estate Broker. Johnny gives back a portion of his commission that he receives from selling your home. Meaning, you get a surprise check at the same time that you receive your keys!

Sometimes it takes at least a few years to reach the goal of being able to buy your own home. We are here to make things easier by providing the correct and informational resources to assist you. Keep an eye out on our blogs, where we will discuss more in depth about all that we do. Now you know about a young military family that purchased their first home with our assistance! Stay tuned for more successful closing stories coming soon!

Founder of Heroes San Diego

Founder Johnny Perez

Rebates

Buying a home

Heroes San Diego is Nationwide!

Deployed or PCS to San Diego?

Difficulties relocating & how we help

Our Rebate Program

Why choose Heroes San Diego?

Why Choose Heroes San Diego?

Rebate Program

Our Heroes

VA Homebuyer Webinar

Military Couple that purchased a home

Rebate

Benefits of buying a home

-Owning your own piece of property

-Stability and emotional security

-Pride of ownership

-Putting down roots in a community

-House prices tend to rise over time

-The ability to deduct the interest you pay on your mortgage, from your taxable income

Heroes VA Homebuyer Webinar

VA Loan Basics

Misconceptions

Getting Qualified

Benefits of this program

Can you have multiple homes using your VA loan?

Entitlement

Rental Income

Occupancy Requirements

Family purchases their second home with a VA loan

Heroes Educational and Savings Program

What does the program entail and what do I learn?

What is the rebate?

Does it cost anything to sign up?

Young Military Family that Purchased Their First Home

How we help you

Young Military Family Closing

Rebate